Buyer Tips

First Steps

The Internet and real estate professionals are the top two resources most buyers turn to when searching for a home. When it’s not convenient for you to speak directly with me, my website can help improve your overall home buying experience and provide the guidance to reduce stress, save time, and make you a savvy, successful consumer.

What is the Right Home For You?

Before deciding which house to buy, consider your lifestyle, current and anticipated housing needs and budget.

Be sure to let me know what type of property you want and features that are most  important  to you.

Location -- do you want a view, be able to walk to the beach, be close to shopping, schools?

What is your budget?

Early in the process, you’ll want to get pre-qualified for a mortgage loan. It enables you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mortgage lender that tells you the amount you’ll be able to finance through a loan and what your monthly payment will be.

Buying a Second Home

Buying a second home isn’t all that different from buying a first home. Affording it usually depends on your ability to qualify for a mortgage on the second home

Keep in mind that if you declare it as a rental, your mortgage might be slightly higher and your down payment requirements higher than a standard mortgage. Work with your lender to create a customized loan program with the best combination of rate, points, and closing costs to meet your needs.

Buying a home is one of the most important decisions you will make. That’s why it’s in your best interest to choose an experienced real estate agent, like myself, who listens to and understands your needs, and has detailed knowledge of the area in which you want to want to live.

When you choose me, you’re dealing with a professional who understands your concerns and will provide you with the personalized service that makes all the difference.

 

 

Juanita Bischoff, CRS
Juanita Bischoff, CRS
Broker-Salesperson